Carmel, Indiana Rated Top Mid-Sized U.S. City For 2012

CNNMoney has released its Best Places To Live 2012 list.

The annual survey is based on data from Onboard Informatics. Using Quality of Life factors such as education, crime and "town spirit", and focusing on towns with between 50,000 and 300,000 residents, this year's survey ranks the country's best mid-sozed cities.

To be eligible for ranking, towns mus have a median household income greater than 85 percent, and less than 200 percent, of the state median income; must not be a categorized as a "retirement community" or a town with "major job loss"; and must be racially-diverse.

From a list of 744 eligible towns nationwide, Carmel, Indiana ranked first.

The complete Top 10 Best Places to Live as cited by CNNMoney, and average local home listing price as of July 2012 follows :

1. Carmel, Indiana ($304,340 average listing price)
2. McKinney, Texas ($245,917 average listing price)
3. Eden Prairie, Minnesota ($413,566 average listing price)
4. Newton, Massachusetts ($850,117 average listing price)
5. Redmond, Washington ($518,982 average listing price)
6. Irvine, California ($904,753 average listing price)
7. Reston, Virginia ($467,934 average listing price)
8. Columbia, Maryland ($406,943 average listing price)
9. Overland Park, Kansas ($278,204 average listing price)
10. Chapel Hill, NC ($376,660 average listing price)

In addition to ranking its Top 10 Best Places To Live, CNNMoney also offers a host of data on the top-ranked 100 cities at its website. See whether your hometown ranks, and what the data says about your town.

As you review the rankings, however, remember that while lists like these can be helpful to a home buyer in Brooklyn, NY , all "Best Place To Live"-like surveys are subjective. A bottom-ranked town may have no less appeal to you as an individual than a top-ranked one.

Every city has something to offer to its residents.

Therefore, before making a decision to buy a home, make sure to connect with a real estate agent with local market knowledge. That's the best, most reliable way to make sure you're getting the data on the market that matters most to you.

Rankings : America's Best Places To Raise A Family (2010)

BusinessWeek recently released its America's Best Place to Raise a Family list. Chicago suburb Tinley Park, Illinois, topped the list.

2010 marks the second straight year that a Chicago suburb took top honors. Last year's winner was Mount Prospect, Illinois.

The BusinessWeek survey uses data from Onboard Informatics, compiling statistics in areas including education, crime, and access to parks, jobs and affordable homes.  Selections are limited to towns with 45,000 residents or fewer, and a median income of between $40,000 and $125,000.

One winner and 2 runner-ups are named for each state; the 10 most populous of which are listed below:

1. California : Arcadia (Monterey Park, Diamond Bar)
2. Texas : San Marcos (San Antonio, Houston)
3. New York : Tonawanda (Irondequoit, Cheektowaga)
4. Florida : Pembroke Pines (Sunrise, Tamarac)
5. Illinois : Tinley Park (Arlington Heights, Schaumburg)
6. Pennsylvania : Scranton (Erie, Allentown)
7. Ohio : Lakewood (Parma, Strongsville)
8. Michigan : Ann Arbor (Royal Oak, Portage)
9. Georgia : Warner Robins (Valdosta, Roswell)
10. North Carolina : Chapel Hill (Cary, Jacksonville)

Rankings like this BusinessWeek report can be useful for home buyers, but like all of real estate, it's important to remember that statistics don't apply to all parts of town equally. Some parts will have better schools, or better crime prevention, or more amenities.

Therefore, before you make a buying decision, talk with a real estate agent who has local market knowledge. It's the most reliable way to get data that matters.